Title Insurance

Person signing to buy a house

Despite the knowledge and expertise of a professional title examination, sometimes, even the most thorough title search may miss potential pitfalls. With a title insurance policy, you as owner, have an indemnity contract that will reimburse you for loss in the event someone asserts a claim against your property that is covered by the policy, including paying to defend against any lawsuit asserting control of the title.

At ClearStream Title, we offer both residential title insurance and commercial title insurance to individuals and groups throughout the state of Michigan. Underwritten by Fidelity National Title Group, our comprehensive title insurance will protect your investment in the unseen event that a title dispute arises

Types of Title Insurance

  • Owner’s Policy
  • Loan Policy

Do I Need Title Insurance?

YES! Title insurance is a means of protecting yourself from financial loss in the event that problems arise regarding the rights to ownership of your property. When purchasing a property, there may be hidden title defects that even the most careful title search will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim.

How Much Does Title Insurance Cost?

Chances are, much less than you might imagine. Title insurance is one-time premium calculated based on a small percentage of the overall transaction price. Title insurance remains in effect as long as you, or your heirs, retain an interest in the property.

Peace of Mind

Our title insurance services offers peace of mind, knowing that the investment you are making is a safe one. At ClearStream Title, our experienced and knowledgeable agents are experts at facilitating both simple and complex transactions swiftly, accurately, and timely.